Loan Payment Calculator
Enter any loan amount, APR, and term to see your monthly payment, total interest, and the full payoff schedule. APR should include the lender's origination fee — that's the number lenders are required to disclose.
Monthly payment—
Total interest—
Total repaid—
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How to read these numbers
The monthly payment is fixed for the life of the loan; early payments are mostly interest, later payments mostly principal. Two moves shrink the total interest figure: a shorter term, or a lower APR — which is why prequalifying with several lenders before applying is worth real money. If the payment shown is more than 10–15% of your monthly take-home pay, consider a smaller amount or see whether the payment fits better in our affordability calculator.