How we make money

Pinnacle Lending is free for you to use. Here's how we keep the lights on, in plain terms:

When you compare loans on our site and click through to a lender, that lender may pay us a referral or marketing fee if you start or complete an application. This is how most comparison sites work, including the largest ones.

What this means for you

It never changes your rate. Lenders pay us from their marketing budgets. Your APR and terms are identical whether you arrive through Pinnacle Lending or go to the lender directly.

It may affect which lenders appear. We can only feature lenders we have partnerships with, so our comparisons don't include every lender in the market.

It does not affect our rankings or reviews. Compensation does not buy a better position in our editorial comparisons. See our editorial policy.

We believe the only way this business model works long-term is if you can trust what we publish. If we ever recommend a loan, it's because the numbers support it — not because of what we're paid.